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HOSPITAL indemnity | |
Hospital Indemnity
Insurance is to help “fill in the gaps” of insurance plans
you and your family now have. It pays you over and above any
other health insurance benefits. The Hospital Indemnity
benefit is straightforward and can be paid directly to you
or your health care provider. |
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Hospital Indemnity
is ideal for you if you
have: | How The Plan Works |
High deductible health
insurance and coinsurance
payments
Certain pre-existing
conditions that limit other
insurance coverage
No health insurance due
to high premiums | When you
receive one of these services you will receive a payment |
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Hospital Indemnity
Highlights |
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Pays a daily benefit
for
hospital confinement
(24 hours or more) for
a covered accident or
sickness — regardless
of medical coverage or
deductible
Accidents are covered
from the first day
Coverage is portable if
you leave your present
employer
Guaranteed renewable
to age 65 (conditionally
renewable to age 70)
Coverage is available
for spouse and/or
children
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Outpatient Sickness Rider |
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$50 benefit paid up to four
times per calendar year for treatment of a sickness in a physician’s
office or outpatient facility. Pays twice the benefit amount for
emergency room treatment of sickness. |
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Annual Wellness Benefit Rider |
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Pays per calendar year up to the
following amounts for: annual flu shot and pneumonia immunization =
$20 per shot (max. one each per year); routine dental visits = $25
per exam (max. two per year);
hearing aid = up to $100 per purchase (one hearing aid each two
years) annual hearing exam = $40 per exam (one exam per year);
prescription lenses and frames = $50 every two years;
annual eye exam = $40 per exam (one exam per year);
annual physical exam = $100 per exam (one exam per year). |
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cost |
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Employee
$50.00
Employee & spouse $100.00
Employee & Child $90.00
Family
$135.00
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